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Regulator Orders Fannie Mae & Freddie Mac to Count Crypto as Mortgage Asset

U.S. Director of Federal Housing William Pulte is urging mortgage companies to 'prepare' for the big change.
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Jun 25, 2025 • 1 min read

The FHFA directed Fannie Mae and Freddie Mac to recognize cryptocurrency as an asset for mortgages, marking a potential policy shift toward crypto adoption.

What’s the Scoop?

  • Regulatory Directive: The Federal Housing FHFA ordered Fannie Mae and Freddie Mac to prepare for recognizing cryptocurrency as a valid mortgage asset.
  • Administration's Goals: This move aligns with the administration’s vision of promoting the U.S. as a global leader in cryptocurrency adoption.
  • Potential Policy Shift: The directive may shift how mortgage qualifications are evaluated, incorporating crypto assets into traditional financial frameworks.

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Published in Bankless

There’s a revolution in the world of money. Ethereum, Bitcoin, crypto, open finance, DeFi—a bankless revolution. And you want part of it.