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Article

Tether Enters the Gold Game

The USDT giant releases a gold-backed stablecoin.
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Jun 17, 20241 min read

Crypto’s leading stablecoin issuer Tether has launched a new stable backed by gold, aUSDT!

What’s the scoop?

  • Overcollateralized: Holders of Tether’s tokenized gold product (XAUT), which has a market capitalization of $570M, can mint aUSDT stablecoins against their deposits through Alloy at up to a 75% loan-to-value ratio, enabling them to raise cash without selling their gold holdings.
  • Tokenization Push: Tether CEO Paolo Ardoino stated that Alloy will be used to create “collateralized synthetic digital assets” and is a component of the firm’s tokenization platform, which is slated launch later this year and set to offer yield-bearing instruments.

Bankless Take:

Although tokenized gold has not yet been adopted as a collateral asset onchain, the presence of a new Tether-issued overcollateralized stablecoin could certainly excite borrowing activity. For Tether, the launch of a new minting model in conjunction with its foray into tokenization could allow the stablecoin issuer to increase market share.

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